As we get deeper into the current economic expansion, there is a growing concern amongst analysts that a market downturn is inevitable. Though no one really knows if and when a true recession will hit, investors have begun postioning themselves for a more challenging economic environment.
In its latest Market Insights report, Lending Club explores how marketplace loans might perform in an economic downturn as well as why they believe their platform is well-positioned to sustain performance through changing economic cycles.
The report discusses the unique defensive properties of peer-to-peer investing that may may provide resiliency and a degree of downside protection to diversified portfolios.
Lending Club also highlights the key strengths of their credit model and shares the specific was they are preparing for a more challenging economic environment.
Read the full report from Lending Club here.